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How to Play Baccarat with Maximum Advantages

March 14, 2023

Gone are those days when baccarat was considered a high-roller game. Now you can launch this simple entertainment using your mobile gadget right from The King Billy Kingdom. Discovered at the end of the 15th century, this traditional French card game still hasn't lost its popularity and attracts millions of players from around the world. Gamblers highly appreciate it due to affordability, high chances of winning, and no special skills required for a successful outcome.

This article will be useful for those gamblers who want to discover how to play baccarat receiving the best customer experience and high level of engagement.

how to play baccarat

What is the Objective of the Game?

Baccarat players aim to guess who will win the round: a Banker, a Player or they will be equal. Two cards are drawn to the dealer’s hand and the same amount to the player’s. Sometimes they can require an additional third card to finish the calculation. The one who will collect cards with a value closer to nine becomes a winner.

The game can be played in brick-and-mortar establishments, at King Billy online casino with a computer program and with a live dealer. Several elements are required to launch the game.


Baccarat is played at a special casino table which can have various layouts depending on the number of clients it can serve at once. Players make their bets on its surface and receive their winnings.


This game of chance requires six or eight decks, which are placed in a special box, called a “shoe”.


It is a standard casino “currency” required for placing bets. Dealers mark players’ bets and winnings with chips of an appropriate value, like $5, $10, $20, etc.

What Are the Principles of the Baccarat Card Game?

Cards have a different value than in other table games. The maximum score that one hand of 2 or 3 cards can gather is 9. It can’t be exceeded and we’ll tell how this restriction is played out in the baccarat drawing rules. So here is how cards work for this game of chances:

  • Aces stand for only 1 point in any case. It can’t be counted as 11 like in Blackjack.
  • All the cards with pictures on the surface and tens are worth … nothing. So if there is a King, Queen, or Jack in hand, it is calculated as 0.
  • All the numbered cards give their face value. Accordingly, 2 will add 2 to the entire amount, 3 will result in 3, and so on till 9.

When the sum of points reaches 10 or more, the first digit is simply discarded and the second becomes a hand value. For example, if the total amount is 14, we should drop 1, and 4 will represent the total points.

rules of baccarat

Learn How to Play Baccarat

The game starts with accepting bets. If you play with a live dealer, there may be several participants at the table, depending on the type of game. Every bettor makes their choices and places stakes on one of the possible variants: Banker, Player, or Tie. Although there can be up to 14 punters at the table, only two hands are playing. So the clients don’t have t own cards, they just watch if their bet will win. That’s what you should learn first if you want to memorize how to play baccarat.

After all the stakes are placed, the dealer draws cards: the first and the third go to the Player, and the second and fourth to the Banker. All cards are revealed and showcased to punters. From here there can be several variants for further gameplay.

Natural Win

If one of the hands, be it a Banker or a Player, has two cards that result in 8 or 9 in total, it wins and bettors receive their payouts. There’s no need for drawing a third card and the game ends at this point. But neither hands have a natural win, a third card can be added from the deck. Clients at the table have to decide whether to take a last card or not (remember, there can be a maximum of 3 of them per hand). The following steps are strictly determined by the baccarat game rules.

When a Player Can Draw a Third Card?

If this hand has 6 or 7 points in total, it stands. When the amount of two cards lies between 0 and 5, a Player receives the last card. This rule works unless the dealer has 8 or 9. In this case, a player’s hand loses and punters who bet at Banker get their earnings.

Third Card Requirements for a Banker

Things become a little complicated for this variant, but clients may even not memorize this baccarat rules chart, because professional dealers will handle it all by themselves. So here’s how the Banker should act, depending on the 3rd card in the Player’s hand:

  • If it is 2 or 3, a dealer stands having 5-7 in total and takes the card with 0-4;
  • 4-5, a banker stays with two cards having 6-7 and takes the third with 0-5;
  • 6-7, a dealer adds the last card with 0-6 and stands with 7;
  • 8, a banker takes the 2nd card with 0-2 and doesn’t with 3-7;
  • 9, 10, Ace, Queen, King, or Jack, a Baccarat dealer stands with 4-7 and gets a card with 0-3.


When the points are calculated and the winner is declared, losing bets are collected by the croupier, and winnings are paid accordingly. Those who staked at the Player's hand receive even money 1:1. Clients, which have won with a Banker’s hand also get even money 1:1 but pay a 5% of the commission to the dealer. In case, if punters wager on a Tie and guess the outcome right, they get a reward of 8:1.

Baccarat Table Features

The table which gathers baccarat lovers can be a little distracting for beginners, but everything becomes understandable with this guide. Tables can vary depending on the type of entertainment, but they all have several elements in common. These are places for King Billy Citizens and their bets. Each participant has their cells for placing chips on Banker, Player, or Tie. When the bets are made they can’t be changed till the end of the round.

The largest table can provide from 12 to 14 places for bettors. Usually, the 13 number is not used to mark the seat because there is a belief it can frighten luck. It can be replaced with the “15”.

Mini and midi tables are created for 5 to 9 players and propose low minimum bets of $5 to 25.

Online baccarat without a live dealer has the simplest table layout. It is intended for a single player and contains only areas for bets. To start the game, baccarat players need to put chips on the chosen cell (Banker, Player, or Tie) and launch the card drawings.

how to play baccarat and win

The Types of Baccarat Bets

The game has one of the simplest betting systems. There are only three main variants for punters to place their money on. So even inexperienced gamers can easily guess the winning outcome and receive excellent rewards. We’ve already mentioned them in our article before and now let’s learn their main advantages.

Banker Wager

If you place bets that the dealer will draw two cards closest to 9 in total, you have a 45.87% chance to win. Most skillful gamblers prefer banker wagering because it has the highest chances of winning and the lowest house edge of 1.06 for 8 decks. When players win, they receive a reward equal to the sum of their bet minus a 5% casino commission. For example, if the initial wager was $20, clients receive $19 in cash.

Player Wager

It is the second most popular and lucky bet for baccarat lovers. Betting on a player’s hand can be successful in 44.63% of cases. It is almost as often chosen as the banker wager and has a house edge of 1.24%. If the bet becomes the lucky one, players earn 1:1 without paying any fees. So for each successful stake of $10 punters receive $10 in return.

Tie Wager

Sometimes, the Dealer and Player hand draw equal points in total. In such cases, if clients bet on a Tie, they get payouts 8:1 compared to their stake. All other players that didn’t wager on a Tie receive their money back. The odds of winning a tie are not so high - 9.51%, but those who will become the lucky ones to guess this game result will get $80 for every wagered $10.

Ways To Win Baccarat and Not Lose Money

Although baccarat is a game of chance with strict rules, which can’t be changed by the player’s decision-making, there are still several strategies that can be used to hit.

Thus, it’s better to wager on Banker, because it has the highest theoretical RTP (98.94%). Also, it’s recommended to limit Tie stakes due to their low probability. Although payouts may be quite attractive for gamblers, this option is too risky for losing money.

Baccarat like other games of chance allows players to use different betting strategies, control bankroll and succeed.

Martingale is one of the popular options among The Noble players of King Billy. According to this method, players should double their next wagers once they lose. They should repeat this approach until they win. Such a strategy allows players to win back all the losses in the long ride.

As opposed, casino visitors can apply the Paroli system. It requires double bets with every win and a return to the initial one if you lose.


Is there a reliable method to beat a dealer in baccarat?

To win the game you should guess which hand will collect 2 or 3 cards with a value closer to 9. You can bet on a dealer, or a player and also predict a tie. There is no special knowledge required for participating in the game because every step is strictly defined by the baccarat rules and doesn’t rely on punters' decisions. The only thing you can control here is your bets.

Strategy for baccarat: does it exist?

All the clients of His Majesty King Billy wonder how to play baccarat and win. Punters mostly place wagers on a banker or a player. Statistics show that the first one has the best chance of winning, but the difference in probability between the two options isn’t too critical. You can apply any popular baccarat strategy, like the Martingale or Paroli system, which will help you control a bankroll and avoid unexpected losses.

Is there the best hand to bet in baccarat to ensure your luck?

Banker wager is known as the most successful choice both for professional players and beginners. It has a high chance of winning in each gaming session and gives a 95% payback from your stake. 5% is a commission you will have to pay to the casino in case you win.

What are the odds of winning in baccarat?

If you bet on a dealer, 45.8% you may win and leave the casino with good earnings in your bank account. Players’ wagering also gives clients good chances to get real money online. You can win with this bet in 44.63% of cases. The tie wager is one of the less popular for gamblers because its winning odds are only 9.31%.

Is baccarat good for earning real money?

Yes, you can rely on good rewards playing baccarat online or with a real croupier. The game has a low house edge and doesn’t require a punter’s experience to try and win.

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